Terms & Conditions

The following describes the Terms and Conditions applicable to the services available through this Site (www.jebsen-insurance.com) and your obligation and responsibilities and, among other things, limitation of liability of Jebsen Insurance Brokers Limited (“JIB”).

Before submitting a form and/or using any of our services, please read all of these Terms and Conditions carefully. By using the services you acknowledge that you have read and understood, and agree to be bound by these terms. You must be at least eighteen (18) years old to use the services. If you do not agree with any part of these Terms and Conditions, you must not use this Site.

JIB reserves the right, at its sole discretion, to amend the Terms and Conditions at any time by posting the amended terms on this Site. The amended terms shall be effective from and after the date that they are posted. The Terms and Conditions may not otherwise be amended.

Trademark Notice

Jebsen Insurance” is a registered trade or service marks used by JIB. Other product and company names identified on this Site may be the trademark, trade name, service mark, logo, symbol or other proprietary designation (“Marks”) of a third party. Nothing contained on this Website should be construed as granting any license or right to use any Mark displayed on the Website without the written permission of JIB or such third party that may own the Mark. Misuse of any Marks, or any other content, displayed on this website is prohibited.

Acceptable Use

This Site is intended for personal, non-commercial use. You may use this Site only to make legitimate Requests to purchase the products or services offered. You shall not use this Site to make any speculative, false or fraudulent Requests or any Requests in anticipation of demand. You represent that you are of sufficient legal age to create binding legal obligations for any liability you may incur as a result of your use of this Site. You agree to provide correct and true information in connection with your use of this Site and you agree to promptly update your information (if applicable) in order to keep it current, complete and accurate.

Without prejudice to any other remedies available, JIB reserves its right to suspend or terminate your account if you place a Request in a false name or with invalid information. It is a violation of law to place a Request in a false name or with an invalid method of payment. Please be aware that even if you do not give us your real name, your web browser transmits a unique Internet address to us that can be used by law enforcement officials to identify you. Fraudulent users will be reported to the police and prosecuted to the fullest extent of the law.

No Warranties

Unless a Provider has agreed otherwise, all products, services, advice, merchandise and information available through this Site are provided on an “as is,” “as available” basis without warranties of any kind, either expressed or implied. These include, but are not limited to, warranties of title or implied warranties of merchantability or fitness for a particular purpose. Without limiting the above, no warranty or guarantee is made:

  • Regarding the acceptance of any Request;
  • That use of this Site and all software, products or services associated with this Site will be error free;
  • Regarding the results that may be obtained from the use of this Site;
  • Regarding the completeness, accuracy, reliability or quality of any information, content, data, service, advice or merchandise provided or available through this Site; or
  • Regarding the performance or non-performance of this Site.

While JIB believes the content to be accurate, complete and current, there may be inadvertent technical or factual inaccuracies and typographical errors and JIB does not warrant that the information is accurate or complete or current. It is your responsibility to verify any information before relying on it. You expressly agree that the use of this Site is at your own risk.

At any time and from time to time JIB may make changes in the products and/or services described herein, however, JIB makes no commitment to update the information and expressly disclaims liability for errors or omissions in it.

Links to Other Websites

Some of the sites listed as links herein are not under the control of JIB. Accordingly, JIB makes no representations whatsoever concerning the content of those sites. The presence of a link to a third-party site does not constitute or imply JIB endorsement, sponsorship, or recommendation of the third-party, or of the content, products or services contained on, or available through, any such third-party site. JIB is providing these links only as a convenience to you. JIB has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and JIB cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.

Response to Requests

While JIB will use its best efforts to respond to Requests within the time periods indicated on this Site, no guarantee is made that the status of your Request will be made available to you within the stated processing time. JIB is not responsible for any errors or delays in responding to a Request including, without limitation, error or delays in responding to a Request caused by an incorrect e-mail address or other data provided by you or other technical problems beyond their control. If you have any questions about a JIB recommendation, please follow-up with your JIB contact person. We are committed to serving our clients in a transparent manner.

Termination of Usage

User access to all or part of this Site may be terminated or suspended at any time, and without notice for any reason.


The captions in these Terms and Conditions are only for convenience and do not, in any way limit or otherwise define the terms and provisions of these Terms and Conditions. None of the Covered Parties is responsible for any errors or delays in responding to a Request caused by an incorrect e-mail address provided by you or other technical problems beyond their control. The laws of the Hong Kong Special Administrative Region shall govern the performance of these Terms and Conditions. In case of any conflict, the English version shall prevail over the Chinese version.

Client Information, Collection and Use

JIB gathers data containing data about its clients and their insurance placements, including, but not limited to, names, policy types, policy expiration dates, and information about the insurance companies that provide coverage to its clients or compete for its clients’ insurance placements. For further information regarding JIB’s data privacy practices, please see our Privacy Policy.