Age 30-45		Age 45-60		Age over 60

Frequent Traveller	Family Planning	Changing Jobs	Provide the best coverage for your kids

Features comparison for major international companies.

	Intenational Health Insurance	Good Health	William Russell	BUPA International	Interglobal
Annual Maximum Limit	US$ 1.8 Million	US$ 1.8 Million	US$ 1.6 Million	US$ 1.6 Million	US$ 2.4 Million
Guaranteed Renewal	Yes	No	Yes	Yes	No
No Age Limit	Yes	Yes	Yes	Yes	Yes
Community Rating	Yes	Yes	Yes	Yes	Yes
Full Refund	Only inpatient	Both inpatient and outpatient	Only inpatient	Only inpatient	Only inpatient
Worldwide Coverage	Yes	Options of Worldwide/Worldwide excluding elective treatment in the USA/North America
Latest Entry Age	0-59 without age loading 60-79 with age loading	Age 64	Age 65	Age 80	Age 65
Chronic Conditions	Covered under inpatient and outpatient limits	Limited to US$ 50,000 lifetime	Only acute chronic condition is covered	Only acute chronic conditions is covered	Covered under based on inpatient and outpatient limits
Maternity	12 month waiting period with limit of US$ 12,000	12 month waiting period conception date with limit of US$ 8,500	12 months waiting period with limit US$ 12,000	10 month waiting period with limit of US$ 8,000	12 month waiting period with limit of US$ 8,000